Although this is a Hybrid/Remote opportunity you do need to be in Malta with the relevant work experience in Malta
The Head of Risk Monitoring is responsible for daily and ongoing monitoring of the merchants in the portfolio, prevention of fraud, mitigation of all risks (according to the 7 pillar frameworks) and loss minimization. The position is responsible for ongoing review of the effectiveness of the existing controls to prevent and manage all types of risks and drive payment volume growth within the risk appetite. This position relies on sound judgment and strong data mindset to find unique, innovative, and tailored solutions that will enable growth, mitigate risks, and provide a remarkable experience to our customers.
The role is key to identify and protect the firm from activity that may be unusual and/or indicative potential money laundering, fraud and other types of financial crime.
The responsible must have a hands-on attitude, the ability to analyse large transactional dataset, evaluate creditworthiness and interpret ambiguous situations and take decisions under pressure.
The candidate needs to have ability to think operationally and to build, implement and improve policies and procedures as the business scales.
We are looking for individuals who possess the following attributes:
- Subject matter expertise in Monitoring for different category of risks such as Fraud, ML, Regulatory, Reputational, Business as they apply to acquiring bank,
- Ability to build strong relationships at all levels of a business
- Proven experience effectively prioritizing workload, managing multiple priorities and in quickly adapting to meet deadlines and work objectives, strong organizational skills and detail-oriented
- Experience in conducting comprehensive investigations and account activity analysis, alert reviews and handling monitoring remediations
- Ability to conduct enhanced due diligence and screening as it related to investigations
- Excellent writing and analytical skills and strong SAR writing and case disposition, capabilities
- Ability to think outside the box
- Naturally inquisitive, analytical and able to highlight risks based on findings
- Proven track record in managing and mentoring
- Excellent leadership and decision-making skills